Thursday, July 07, 2005

Apartments and Credit Reports

It is interesting to rent apartments in US. For example, every apartment advertises about fair housing and does a thorough background check on you before signing a lease... I love the way they represent the case about credit check and criminal background check. Mind you, most of these leasing consultants get commission on the number of rents they sign up.

Another interesting thing in US is credit report. It is almost close to the Orwell book...1984. Your SSN is tracked for credit history. Somebody (the big brother or the cartel of private companies) keeps track of money that you spent (or in some cases did not spent) and then for a little charge everybody but you can see this report and make a judgement about you. I appreciate the value of such information and perhaps it makes many others in the society feel safer. However it still feels very creepy... I certainly do not appreciate the fact that everybody can see it. And if it is so publicly available what prevents intentional interference with my report by some real wise guy(s) out there?

US is a free country with very high price for freedom.. some times I wonder whether it is really worth.... From driving the car to renting an apartment, law and regulations make it so intrusive that you can not breath without worrying about breath analyzer... I am sure Thomas Jefferson did not imagine this society...

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